empire of the fund the way we save now

Download Book Empire Of The Fund The Way We Save Now in PDF format. You can Read Online Empire Of The Fund The Way We Save Now here in PDF, EPUB, Mobi or Docx formats.

Empire Of The Fund

Author : William A. Birdthistle
ISBN : 9780199398560
Genre :
File Size : 46. 19 MB
Format : PDF, Mobi
Download : 162
Read : 289

Download Now

Empire of the Fund is an exposé and examination of the way we save now. With the rise of the 401(k) and demise of the pension, the United States has embarked upon the richest and riskiest experiment in our financial history. Over the next twenty years, nearly eighty million baby boomers will retire at a pace of ten thousand per day. The hypothesis of our experiment is that millions of ordinary, untrained, busy citizens can successfully manage trillions of dollars in a financial system dominated by wealthy, skilled, and powerful financial institutions, many of which have a record of treating individual investors shabbily. The key tools in our 401(k) plans and individual retirement accounts are mutual funds, which have ballooned to hold more than $16 trillion. But these funds pose dangers to our savings in three ways: through structural vulnerabilities that give money managers the incentive to focus on marketing over investing; through the very human challenges of managing our savings decades into the future; and through the peril of financial professionals behaving badly, to our economic harm. Though Americans often hear of the importance of low fees in fund investing, few are aware of the astonishing panoply of ways that some financial advisers have illegally diverted money out of mutual funds: from abetting hedge funds to trade after the legal deadline, to inflating the assets on which they are paid a percentage, to paying kickbacks for brokers to sell their funds. This book will forewarn and forearm Americans by illustrating the structural flaws, perverse incentives, and litany of scandals that have bedeviled mutual funds. And by setting forth a pair of policy solutions to improve Americans' financial literacy and bargaining power, it will also attempt to safeguard our individual financial destinies and our nation's fiscal strength.

Crossing The Rubicon

Author : Michael C. Ruppert
ISBN : 9781550923186
Genre : History
File Size : 28. 57 MB
Format : PDF, Mobi
Download : 660
Read : 613

Download Now

The long-awaited expose of 9/11 and Peak Oil - by the "Godfather of 9/11 research."

Latin Or The Empire Of A Sign

Author : Françoise Waquet
ISBN : 1859844022
Genre : Foreign Language Study
File Size : 31. 68 MB
Format : PDF, ePub, Mobi
Download : 377
Read : 643

Download Now

A highly original and accessible history of Latin between the sixteenth and twentieth centuries that explores how Latin came to dominate the civic and sacred worlds of Europe and, arguably, the entire western world.

Empire Of The Beetle

Author : Andrew Nikiforuk
ISBN : 9781553658948
Genre : Nature
File Size : 64. 86 MB
Format : PDF
Download : 441
Read : 1177

Download Now

Beginning in the late 1980s, a series of improbable bark beetle outbreaks unsettled iconic forests and communities across western North America. An insect the size of a rice kernel eventually killed more than 30 billion pine and spruce trees from Alaska to New Mexico. Often appearing in masses larger than schools of killer whales, the beetles engineered one of the world's greatest forest die-offs since the deforestation of Europe by peasants between the eleventh and thirteenth centuries. The beetle didn't act alone. Misguided science, out-of-control logging, bad public policy, and a hundred years of fire suppression created a volatile geography that released the world's oldest forest manager from all natural constraints. Like most human empires, the beetles exploded wildly and then crashed, leaving in their wake grieving landowners, humbled scientists, hungry animals, and altered watersheds. Although climate change triggered this complex event, human arrogance assuredly set the table. With little warning, an ancient insect pointedly exposed the frailty of seemingly stable manmade landscapes. Drawing on first-hand accounts from entomologists, botanists, foresters, and rural residents, award-winning journalist Andrew Nikiforuk, investigates this unprecedented beetle plague, its startling implications, and the lessons it holds.

Come Out My People

Author : Wes Howard-Brook
ISBN : 9781608331543
Genre : Religion
File Size : 61. 33 MB
Format : PDF
Download : 888
Read : 1253

Download Now

A compelling view of two competing religious visions---one of "creation" and the other of "empire"---that run throughout the Bible. "A remarkable offering for those who care about the interface of power and faith with all the threats and seductions that go with it. . . As I read, I felt overwhelmed, both by the mass of data and by the cunning of interpretation. I could not put it down, and expect to continue to be instructed by it.---Walter Brueggemann "Howard-Brook undertakes what few dare anymore: an introductory primer for the whole Bible...This book invites disciples to `connect the dots', in order to recover our ancient, anti-imperial identity, and to embrace a radical faith and practice that are personal and politica."---Ched Myers "Howard-Brook illuminates how ancient empires exercised control and manipulation of people not simply by political and military means, but also through the religion of empire. Throughout he makes clear that the core message of the God of creation is to call people out of empire, to refuse to cooperate with the forces of destruction and domination today."---Richard Horsley "Will become a classic for communities that seek first to receive the gracious gift of God's alternative future to Empire."---Jarrod McKenna "If we who sojourn in America are to be a community that can both name and resist the lure of Empire, we need a story more powerful than the story called America. Wes Howard-Brook knows than the Bible tells such a story. May its story be ours as we're set free from our imperial imaginations to dream with our Creator of a new world here and now."---Jonathan Wilson-Hartgrove

River Of Dark Dreams

Author : Walter Johnson
ISBN : 9780674074880
Genre : History
File Size : 26. 27 MB
Format : PDF, Mobi
Download : 790
Read : 1194

Download Now

River of Dark Dreams places the Cotton Kingdom at the center of worldwide webs of exchange and exploitation that extended across oceans and drove an insatiable hunger for new lands. This bold reaccounting dramatically alters our understanding of American slavery and its role in U.S. expansionism, global capitalism, and the upcoming Civil War.

Embers Of War

Author : Fredrik Logevall
ISBN : 9780375504426
Genre : History
File Size : 88. 45 MB
Format : PDF, Kindle
Download : 803
Read : 1137

Download Now

A history of the four decades leading up to the Vietnam War offers insights into how the U.S. became involved, identifying commonalities between the campaigns of French and American forces while discussing relevant political factors.

Top Download: